Payday Lending. Current State Laws.

This page addresses payday lending, which features single-payment, short-term loans based on personal checks held for future deposit or on electronic access to personal checking accounts.

State: Alabama | Alaska | Arizona | Arkansas | California | Colorado | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Mexico | North Dakota | Ohio | Oklahoma | Oregon | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Virginia | Washington | Wisconsin | Wyoming

The following states do not have specific payday lending statutory provisions and/or require lenders to comply with interest rate caps on consumer loans: Connecticut, Maryland, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Vermont and West Virginia.