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Bill aims for payday loan alternatives.

Sen. Daniel K. Akaka, D-Hawai‘i, introduced legislation recently to improve access to banks and alternatives to payday loans.
It is endorsed by The National Association of Federal Credit Unions, the Hawaii Credit Union League, the Council for Native Hawaiian Advancement, and the Hawaii Alliance for Community-Based Economic Development.
The bill creates two grant programs within the Department of the Treasury. The first authorizes grants intended to help low- and moderate- income unbanked individuals establish bank or credit union accounts, providing consumers with alternatives to rapid refund loans, check cashing services, and lower cost remittances.
The second provides consumers with a lower-cost, short-term alternative to payday loans by encouraging the development of affordable payday loan alternatives at mainstream financial institutions.

For more information about payday loan alternatives., please see on kauaiworld.com


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